Our luxury home loan programs offer lending up to $10,000,000. These loans are greater than current Fannie Mae loan limits of $726,520 which may present a set of challenges.

Challenges Include:

  • Higher credit standard requirements
  • Stricter underwriting guidelines

Our luxury home loan programs provide some of the most flexible underwriting guidelines

Our Guidelines Include:

  • FICO Credit starting as low as 600 
  • Major credit events such as Bankruptcy and/or Foreclosure are acceptable
  • Provide higher "Debt to Income Ratio" (DTI) compared to national banks
  • Allows for “Stated Income” for self-employed borrowers who may not able to provide traditional income documentation

Due to complexity of these loan programs, please make a 30 mins appointment with one of our Sr. Loan Advisors for a private consultation

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